Erie Insurance Litigation

This was a consumer class action in which the consumer alleged that Erie collected premiums for the time period before life insurance coverage went into effect.  In particular, the action alleged that the insurance policy did not take effect until it was delivered to the insured, but that Erie received premium payments from consumers covering days or weeks before policy delivery, when no insurance was in effect.  The action settled in 2005, with consumers receiving either a cash payment or extended and increased death benefits.